Friday, August 14, 2026

3 Auto Insurance Gaps That Can Cost You Big

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3 Auto Insurance Gaps That Can Cost You Big
What you need to know
  • Think your auto insurance covers “everything”?
  • One missing coverage can turn a minor accident into a major bill
  • If you hit another car, a guardrail, or a pole, liability won’t pay to fix your vehicle

HOOK

Think your auto insurance covers “everything”? It usually doesn’t. One missing coverage can turn a minor accident into a major bill. [Close-up of insurance policy paperwork and a car in a parking lot]

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KEY POINT 1

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First, check collision coverage. If you hit another car, a guardrail, or a pole, liability won’t pay to fix your vehicle. Collision is what helps cover your car after an at-fault crash. [Animation of fender-bender, then repair shop footage]

KEY POINT 2

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Second, don’t skip comprehensive coverage if you drive an older car only because it’s “not worth much.” Comprehensive can help with theft, hail, flooding, vandalism, and hitting an animal. Those claims happen more often than people expect. [B-roll of hail on windshield, floodwater, stolen-car graphic]

3 Auto Insurance Gaps That Can Cost You Big
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